Would you like to be a mortgage adviser? Study DipMAP, and fit your learning around your life and work. DipMAP is the starting point for mortgage advisers and – as the industry-standard qualification – will help you launch your new career.
In three modules, you’ll explore the regulations that govern the Ghana mortgage sector and the factors that affect a customer’s personal financial plans. This will equip you with the expertise you need to give mortgage advice.
Your studies will cover
- The purpose and structure of Ghana financial services industry
- The Financial Conduct Authority’s (FCA’s) main aims, activities and relevant Conduct of Business rules
- The house-buying process and parties involved
- The different types of customers and mortgages
- How to assess the affordability and suitability of different mortgage options and associated products
The purpose and structure of Ghana financial services industry
In Ghana, the financial services industry is dominated by the banking sector, though insurance, pension and capital market have emerged in recent times as a result of past financial sector reforms. The implementation of the Financial Sector Strategic Plan (FINSSP) in 2003 promoted the evolution of various financial sector institutions which emerged to meet the varied financial needs of the population. Consistent with the Government’s vision, the project has an underlying theme of establishing an enabling environment supported by effective regulations, with an objective that all savers and investors will have the benefit of regulatory oversight. The operating financial intermediaries include both foreign and local major banks, Rural and Community Banks (RCBs), Savings and Loans Companies (SLCs) and other finance and leasing companies.
The house-buying process and parties involved
Are you wondering what to expect when buying a house? Many first-time home buyers anticipate working with a real estate agent and a lender but aren’t sure who the other players are in the process. We’ll introduce you to the different professionals who are likely to pop up during the buying journey and how they’ll prep you to get those keys in-hand.
The different types of customers and mortgages
Find out about the different types of mortgage and understand the pros and cons of fixed-rate mortgages, tracker mortgages and more.
How to assess the affordability and suitability of different mortgage options and associated products
Buying a home is the largest purchase you’re likely to make. Before you arrange your mortgage, make sure you know what you can afford to borrow. Find out where to get a mortgage, the different types and how the process works.
Applying for a mortgage
Students must understand the system of mortgage application work.
Which? explains how home insurance works, the difference between buildings and contents insurance, and how to make sure you get the right level of protection.
- Duration : 10 week
- Max Students : 1000
- Enrolled : 55
- Re-take Course : 2
- Assessments : Self